The best invoicing apps for freelancers and solo businesses
Send an invoice in a minute, get paid by card or bank transfer, and see who still owes you.
By Working Wikily NewsroomUpdated Prices checked on each maker's site
This list covers ten invoicing apps for freelancers and solo businesses who want to send an invoice in a minute, get paid by card or bank transfer, and see who still owes them. It is for freelancers and solo owners who want to know what each app does and what it costs.
We built it from the makers' own published pages. For each app we read the product and pricing pages on October 2, 2026, and every price and claim below was found on those pages. An app whose page could not be read, or did not support a claim, was dropped. The entries summarize what the makers publish; they are not hands-on reviews.
Each entry shows who the app is best for, the lowest paid price in US dollars as the maker prints it, any free plan or trial, and its good and bad points. The table near the top puts all ten side by side.
The quick list
Bonsai for freelancers and teams that need client and project management
Xero for freelancers and small businesses
Harvest for individual freelancers
Invoice Ninja for freelancers and small businesses
Invoice2go for freelancers and small businesses
Billdu for freelancers and small business owners
InvoiceBerry for small businesses and freelancers
Bookipi Invoice for freelancers and small businesses
WaffleInvoice for freelancers and service businesses
BILL for businesses and accountants
At a glance
App
Best for
Price from
Free to start
Site
Bonsai
freelancers and teams that need client and project management
Every price is read on the maker's own pricing page on the day we update.
Each tool's screenshot is taken from its public site.
Every price and claim in an entry is checked against the maker's own page, saved on the day of writing. An entry that fails the check is dropped.
1. Best for freelancers and teams that need client and project management
Bonsai (iOS, Android, MacOS, Chrome)
Screenshot: Bonsai
Price from
From $9/user/month, billed annually (Basic plan), checked Oct 2
Free trial
7 days
Best for
freelancers and teams that need client and project management
Works on
iOS, Android, MacOS, Chrome
What we like+ Create branded invoices with custom fields.+ Accept payments by credit card, bank transfer, and other methods, depending on the client’s preference.+ Automatically send payment reminders to clients for overdue invoices.+ Track billable hours and project expenses, then turn them into invoices.
What we don't− Invoices & Payments are included in Essentials at $19/user/month, billed annually.− Accounting integrations are included in Premium at $29/user/month, billed annually.− Bonsai charges processing fees for online payments, which vary by payment method.
Bonsai combines invoicing, online payments, expense tracking, income tracking, and payment reminders. It suits freelancers and teams that want client and project management alongside billing. The Essentials plan includes Invoices & Payments and Expense tracking.
$2.50 per month for the first 6 months, then $25 per month (Early), checked Oct 2
Best for
freelancers and small businesses
Works on
Android, iPhone
What we like+ Customize your online invoices.+ Offer customers more than one way to pay.+ Set automatic reminders.+ Create invoices directly from the app.
What we don't− Early includes sending quotes and 20 invoices.− Early includes 5 bills.− Employee expense and mileage claims are available on Established, $9 per month for the first 6 months, then $90 per month.
Xero is invoicing software built for freelancers. It lets users customize online invoices, accept online invoice payments, set automatic reminders, and create invoices from the app. Its Early plan includes 20 invoices and 5 bills.
From $9 seat/month, $108 per seat, billed annually (Teams plan), checked Oct 2
Free plan
1 seat; 2 projects; Time tracking; Invoicing; Expense tracking; Mac & iOS apps
Best for
individual freelancers
Works on
Web, macOS, Windows, iOS, Android
What we like+ Create and send invoices using time and expenses already tracked in Harvest.+ PayPal and Stripe integrations let clients pay invoices online.+ Automatically copy Harvest invoices and payments to QuickBooks Online or Xero.+ Free includes time tracking, invoicing, and expense tracking.
What we don't− Free plan includes 1 seat and 2 projects.− Accounting and payment integrations are included with the Teams plan, starting from $9 seat/month, $108 per seat, billed annually.− Mac & iOS apps are listed with Free; Windows and Android are listed on the pricing page.
Harvest turns tracked time and expenses into invoices and supports online payments through PayPal and Stripe integrations. Its Free plan is built for individual freelancers and includes invoicing and expense tracking, with limits of 1 seat and 2 projects.
$14 per month, or $140 a year (Ninja Pro), checked Oct 2
Free plan
5 Clients + Unlimited Invoicing
Best for
freelancers and small businesses
What we like+ Create, send and manage invoices with 11 customizable templates, branded with your logo and colors.+ Clients pay directly from their invoice with 1 click. Stripe, PayPal, Square, GoCardless, and many more payment gateways supported.+ Set up recurring invoices and auto-bill clients.+ Manage expenses, track vendors & purchase orders. Automatically import bank and credit card transactions.
What we don't− Free plan: 5 Clients + Unlimited Invoicing.− Auto-Reminder Emails are included with Ninja Pro: $14 per month, or $140 a year.− Bank Account Sync (Yodlee / GoCardless) is included with Invoice Ninja Enterprise: $18 per month, or $180 a year.
Invoice Ninja is for freelancers and small businesses that need invoicing, online payments, recurring billing, expenses, time tracking and projects. Its free plan includes 5 clients and unlimited invoicing. Clients can pay directly from an invoice with 1 click.
What we like+ Send invoices and collect payment.+ Accept payments via bank transfer, credit card, debit card, or PayPal.+ Use automated overdue invoice reminders and invoice status tracking.+ Attach expenses, schedule appointments, and track & bill hours.
What we don't− Starter includes 30 invoices/year and card payment fees of 3.5%.− QuickBooks / Xero integration is included with Professional at $119.99/year.− Recurring invoices are included with Premium at $449.99/year.
Invoice2go is for freelancers and small businesses that need invoicing, payment options, expense management, and overdue invoice reminders. It is available on the web, iOS, and Android, with information synced across devices.
$4.99 monthly (Lite plan; displayed prices are average monthly prices when buying an annual subscription), checked Oct 2
Free trial
7 days
Best for
freelancers and small business owners
What we like+ Create and send invoices.+ Online payments via Stripe or PayPal.+ Expense tracking.+ Standard includes payment reminders and payment receipts.
What we don't− Lite includes 10 clients.− Payment reminders are included with Standard at $9.99.− Recurring invoices are included with Premium at $19.99.
Billdu lets freelancers and small business owners create and send invoices, accept payments via Stripe or PayPal, and organize business expenses. It includes invoice status tracking on Lite, while payment reminders and payment receipts are on Standard.
What we like+ Send unlimited invoices, download them as PDF, and email them with one click.+ Accept customer payments directly on invoices.+ Keep track of expenses.+ Use recurring invoice profiles to schedule automatic invoices for regular and repeat customers.
What we don't− Solo costs $15/month and covers fewer than 35 clients.− Send invoices as SMS is included with the $45/month Ultra plan.− No platforms are named on the pages.
InvoiceBerry is for small businesses and freelancers. It sends invoices and quotes, tracks expenses and payments, and lets customers pay directly on invoices. It also offers recurring invoice profiles and payment reminders.
US$91.20, billed annually (Starter plan), checked Oct 2
Free plan
Up to 3 invoices per month
Best for
freelancers and small businesses
Works on
Web, iPhone, Android
What we like+ Create and send invoices to customers from any device.+ Automate overdue reminders when invoices are past due.+ Customers can pay via credit card or digital payments with Tap to Pay.+ The Gmail Add-on lets you generate and send invoices with your Gmail account.
What we don't− Free plan: Up to 3 invoices per month.− Starter: US$91.20, billed annually, for unlimited invoices.− Tap to Pay with iPhone/Android is available in select countries.
Bookipi Invoice lets freelancers and small businesses create and send invoices, track when they are opened, and send overdue reminders. It supports card payments and Tap to Pay on iPhone and Android, plus a Gmail Add-on for generating and sending invoices.
Unlimited invoices, estimates, and clients; 25 invoice emails per rolling 30 days (new accounts: 5/24h for 14 days).
Best for
freelancers and service businesses
What we like+ Unlimited invoices, estimates, and clients on the free plan.+ Client portal + PDF download.+ Estimate-to-invoice in one click.+ Online payment collection (ACH + card).
What we don't− Free accounts can send up to 25 invoice emails per rolling 30 days.− New accounts also have a 5/day cap for the first 14 days.− Upgrade to Pro at $19/mo for unlimited sends, online payments, SMS reminders, and recurring billing.
WaffleInvoice is a free invoice and estimate maker for freelancers and service businesses. The free plan includes unlimited invoices, estimates, and clients, plus manual payment tracking. Pro adds online card and ACH payments, recurring billing, and automatic reminders.
What we like+ Create invoices with customizable fields, templates, and automatic numbering.+ Send invoices by email or US mail, schedule sends, or set up recurring invoices.+ Receive payments in your bank account by ACH or credit card.+ Track invoice status, filter invoices by status, and set up automated reminders.
What we don't− Essentials costs $49 user/month.− Mailed Invoice costs $1.99.− Instant Transfer costs 1.25%, $1 min fee.
BILL lets businesses create, send, and track invoices, then receive payments by ACH or credit card. It suits businesses and accountants that want recurring invoices, invoice-status tracking, automated reminders, and two-way sync with accounting software.
